I’ll go first…after 10 years of speculating in the market (read: gambling in high risk assets) I realized I shouldn’t ever touch a brokerage account in my lifetime. A monkey would have made better choices than I did. Greed has altered the course of life many times over. I am at an age where I may recover from my actions over the decades, but it has taken its toll. I am frugal and have a good head on me, but having such impulsivity in financial instruments was not how I envisioned my adulthood. Its a bitter pill to swallow, since money is livelihood of my family, but I need to “invest” all I have into relationships, meaningful moments, and fulfilling hobbies.
I feel like OP just wanted to brag that they’re rich enough to have access to brokerage accounts.
Anyone can open an account. I did not type this to brag. I wanted to hear what other people have realized about themselves. I don’t own a home/have a mortgage and my cars are beaters. If only I put the money to use in a way that meant something to myself and the people I loved instead of making poor decisions, I might actually be better off in life now.
If you have the discipline to only toss in a hundred and then use that to play around with or contribute 20$ a month from your job then you can do that stuff. But it’s not easy if you’re someone that always goes all in.
Pretty cool thing to learnabout yourself and your own bias i think.